Thursday, February 17, 2011

National Pay Your Bills Week

Happy National Pay Your Bills Week!

The Third Week In February is time to set up a system for staying on top of your bills.  Getting a process down will help to avoid late fees and other unnecessary expenses related to disorganization.  Getting your bills organized saves you TIME & MONEY.

Create a bill-paying area in your home -- stock with checks, deposit slips, letter opener, pens, stamps, envelopes, address labels, stapler & pens
Pick certain days to pay the bills -- stick to these days.  It’s easier to choose the pay you get paid.
Keep all bills/statements in one place when they arrive -- You can use a bill sorter/organizer to keep them ready.
Automate as much as possible -- Set up automatic payments with as many vendors as possible.  This will cut down on possible late fees.
Use your bank's online billpay -- features for vendors who don't have automated payment options (or if you just prefer having more control). You can set up recurring payments that you never have to worry about again, like the mortgage payment, the orthodontist, or anything.  This also saves on the cost of stamps, envelopes & checks.
Simplify your number of bills -- Consolidate down to only 1-2 major credit cards instead of multiple department store and gasoline cards.
Filing paid bills -- You can file balls and bank statements by months or by vendor.  An accordion file marked January-December will work perfect.
Go paperless -- Most vendors prefer you go paperless.  If you go paperless then there’s not need to file & store away paper bills.  Signing into your online account & saving your statements as PDF files means less paper clutter.  (Make sure to backup your files on an external hard drive!)

What are some ways you organize your bills?
Simplify Your Life Organizing is dedicated to providing affordable organizing services for the average family. No job too big or too small.  We help you organize one pile at a time.  We help you set goals, create order & establish a strategy that will help you stay organized. We provide one-on-one assistance to get your life in control. You will have less stress & more space!  Serving the following areas:  Stratford New Jersey, Cherry Hill, Mount Laurel, Moorestown, Medford, New Castle County Delaware, certain areas in Pennsylvania, & all of South Jersey.  We purchase most of our Organizing products from the Cherry Hill Container Store located in front of the Cherry Hill Mall, next to Crate & Barrel (Route 38 & Haddonfield Rd), as well as, the Voorhees Target located across from the Bally's gym off of White Horse Road.

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